Attorney at Law

Financial Advisor

Tax-Free Retirement Expert

Social Security Maximization Expert

We are focused on helping our clients work smarter, not harder.  Scott is always searching for smart strategies that will allow his clients to enjoy the “Golden Third” of their years with more money, more security, and more peace of mind.  He specializes in discovering unique tools and opportunities that other advisors may have overlooked or don’t understand, knowing that these will give his clients the edge they need to achieve a successful retirement—on their terms.

Why would you want to work with Scott?


Scott Farnsworth, The Tax-Free Retirement Expert, is also the President of Personal Asset Advisors. Founded in 2011, Personal Asset Advisors are passionate about providing middle-income families with the financial advice and support they need. 

Scott says, "In my life and career, I've devoted a lot of time and attention to high net worth families.  I felt it was now time to give back by helping members of our Central Florida community make smart decisions about their retirement years.  From Social Security, to tax-free retirement, long-term care, insurance, or estate planning, I'm here to help you achieve your retirement goals -- on your terms!"


● J.D. magna cum laude, J. Reuben Clark Law School, Brigham Young University, Provo, UT 1979
● B.A. magna cum laude, Brigham Young University, Provo UT 1976
● Valedictorian, Central High School, Kirtland, NM

​● Admitted to the bar:  Florida 2000
● Admitted to the bar:  Mississippi 1983
● Admitted to the bar:  Texas 1981
● Admitted to the bar:  Tennessee 1979


● Certified Financial Planner Designation, 1987
● Member, National Network of Estate Planning Attorneys, 1997-2014
● Licensed by the State of Florida:  Life Insurance, Health Insurance, Annuities 2014

● Founder and President, Main Street Philanthropy, 2013
● Founder and President, Personal Asset Advisors, 2011
● Founder and Principal, Legacy Planning Associates, LLC, 2010
● Founder and President, SunBridge, Inc., 1999
● Estate Planning/Certified Financial Planning Practice, 1989-2010
● Vice President & Trust Officer, Trustmark National Bank, Brookhaven, MS, 1984-1989
● Assistant Professor of Business Law, University of Southern Mississippi, 1984-1985
● Associate Attorney, Rain Harrell Emery Young & Doke, Dallas, TX, 1980-1983
● Law Clerk to Honorable Paul H. Roney, United States Court of Appeals, St. Petersburg, FL  1980
● Staff Attorney, Tennessee Valley Authority, Knoxville, TN 1989

● “Innovator of the Year” Financial Advisor Magazine, 2007
● Author of Four Books:
- Puzzling Questions for Middle Income Families·        
- Like a Library Burning: Saving and Sharing a Lifetime of Stories
- Closing the Gap: A Revolutionary Approach to Client Services
- Double Your Sales: An Honest and Authentic Approach to Professional Selling


Getting to Know Scott . . .